A Low-Cost Benefit

Benefit: provides cash or employee's family when they need it the most!

Rates are determined: by industry, average age, sex, and size of the group requesting coverage.

Cost per person: Group term is sold by $1,000 units and is priced from as low as 10 cents per month, too as high $2.00. The average is abut 34 cents.

Example: 34 cents x 50 = $17.00 per month per employee provides $50,000.00 a low cost benefit.

How much should we offer: We recommend no more than $50,000.00 of employer paid Benefit. It is always a good idea to give the employee the option to buy for the family up to the GI. GI Means GUARANTEED ISSUE!. (no health requirements)

Who should pay: The employer usually will buy $10,000.00 to $50,000.00 purchased by the employer is taxable to the beneficiary.)

To find your group rate: we need age, sex, of each person and your industry. Group Life Census

Voluntary Employee paid products are available for groups of 100+.